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32 Month Balance Transfer Credit Card

Balance Transfer Credit Card

  • 0% interest on balance transfers for 32 months from account opening – a 1.4% fee applies on balances transferred (minimum $5) within the first 60 days of account opening*
  • 0% interest on purchases for 3 months* from account opening
  • No annual fee
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

19.9% APR (variable)Representative APR

19.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

Advance Credit Card

  • Exclusively available to Advance bank account customers. Further details
  • 0% interest on balance transfers for 32 months from account opening - a 0.6% fee applies on balances transferred (minimum $5) within the first 60 days of account opening*
  • 0% interest on purchases for 3 months* from account opening
  • No annual fee
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
Learn More

Representative example

19.9% APR (variable)Representative APR

19.9% APR (variable)Purchase rate

Based on an assumed credit limit of

$1,200

Dual Credit Card

  • 0% interest on purchases for 26 months from account opening
  • 0% interest on balance transfers for 26 months from account opening- 2.89% fee (minimum $5)
  • Earn cashback from your favourite shopping brands with Visa Offers
  • No annual fee
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
Learn More

Representative example

22.9% APR (variable)Representative APR

22.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

Classic Credit Card

  • Exclusively available to bank account customers
  • Up to $1,000 credit available
  • No annual fee
Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

22.9% APR (variable)Representative APR

22.9% APR (variable)Purchase rate

Based on an assumed credit limit of

$1,000

Global Citizen Credit Card

  • Exclusively available for Premier account customers
  • Reward Programme - collect reward points which can be redeemed for shopping vouchers and frequent flyer miles
  • Introductory offer: 0% on purchases for 9 months after account opening*
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate. Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

18.9% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

Global Citizen World Elite™ Mastercard®

  • Exclusively available for Premier account customers
  • Enhanced Rewards Programme - collect double points compared to the Global Citizen Credit Card. Points can be redeemed for shopping vouchers and frequent flyer miles
  • Receive 40,000 reward points when you spend $2,000 in your first 90 days of card membership
Credit is subject to status, affordability and applicable terms and conditions.
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Representative example

59.3% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$1,200

With an annual fee of

$195

Student VISA Credit Card

  • Exclusively for existing Student Bank account holders
  • Earn cashback from your favourite shopping brands with Visa OffersVisa Offers This link will open in a new window. Visa Offers is now available to all Student Credit Card holders
  • No annual fee
  • Up to $500 credit available
Channel Islands and Isle of Man customers are not eligible to apply for student credit cards.
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Representative example

18.9% APR (variable)Representative APR

18.9% p.a. (variable)Purchase rate

Based on an assumed credit limit of

$500

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